Patrick Stone

NNKQuotes was built to make getting insurance quotes simple, fast, and effective — without sacrificing personalized service.

I’m Patrick Stone, a licensed insurance agent helping drivers, homeowners, families, and small businesses across Virginia and Maryland compare coverage options and make confident insurance decisions. My team and I here at NNKQuotes is designed for people who want clear answers, competitive pricing, and a straightforward quoting experience, whether you’re reviewing coverage or purchasing insurance for the first time. As a licensed agent serving Virginia and Maryland, I’ll make sure your quote and coverage options are accurate for your state and situation.

Heat waves can lead to road risks and unexpected home issues. Drive carefully, secure your property, and review your policy to confirm you have the coverage you need. Call us today to schedule a Summer Coverage Check to keep your coverage aligned with how you’re using your vehicles and living your life right now. Update your policy with your current garaging address and any changes to drivers, including if you have young drivers who just got their license. Review your vehicles’ mileage/usage (especially if you’ve started commuting more or taking more road trips). Confirm your deductibles so you know what you’d pay out of pocket if you file a claim. Verify your coverage levels for life changes and make sure your life insurance is still where it needs to be—then confirm details like beneficiaries as well. Finally, if summer storms are a factor where you live, review what’s covered so you’re prepared before weather hits.

Insurance isn’t one-size-fits-all. That’s why I focus on understanding what matters most to you — your vehicle, your home, your income, or your business — and matching you with coverage that fits your needs and budget. From auto insurance and homeowners insurance to life and business coverage, my goal is to help you get the protection you need without unnecessary complexity. We’ll ask a few quick questions to understand what you’re protecting, what matters most, and the budget you’re aiming for. Then we’ll walk you through several coverage options and price points we can offer, so you can choose the one that fits your needs with confidence.

Life insurance is one of the simplest ways to protect the people who depend on you. It can help replace income, cover a debt or rent, and handle everyday bills if something unexpected happens. It can also help with funeral costs and reduce financial stress during a difficult time. I’ll help you compare options and choose coverage that fits your goals and budget—without pressure or confusion. If it’s been a while since you reviewed coverage, this is a great time to take a fresh look.

NNKQuotes serves customers throughout Virginia and Maryland, offering the convenience of online quoting combined with the reassurance of working with a real, knowledgeable agent. When you request a quote, you’re not sent into a call center — you’re working directly with someone who understands the coverage and is committed to helping you move forward with confidence. If you’re requesting a quote, you can expect us to ask for basics like your name and date of birth, the address to be insured, driver and vehicle details (VIN if available), and any current policy information so we can match coverage accurately. We work to return most quote requests within 24 hours, and we’ll follow up if we need any additional details to make it accurate.

If you ever have a claim or a coverage question, you’ll have a real agent to call—someone who knows your policy and can help you navigate the next steps